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Business or private car
Company car or keep it private
Enter purchase details, car costs, kilometres, and addition tax. NettoWise compares the annual net cost as a business car and as a private car with mileage allowance.
Choose entrepreneur for income tax or company for corporate tax on car costs.
For EVs, hydrogen, and solar-cell cars NettoWise uses the low addition from the tax defaults.
€EUR
Official list price including VAT and BPM.
€EUR
What you pay for the car including VAT, BPM, and delivery costs.
€EUR
Expected sale value after the planned usage period.
Number of years you plan to drive the car.
€EUR
Income before car addition. This determines the tax impact of the addition.
Annual percentage for financing interest or the return you miss on savings. Enter 4 for 4%.
€EUR
Annual costs without VAT.
€EUR
Annual costs including VAT, such as maintenance, tyres, and washing.
€EUR
Average price per litre or kWh.
Average consumption in the selected unit.
Annual private kilometres.
Including commuting.
Allowance per business kilometre when the car stays private.
Then the VAT correction for private use is limited to estimated actual private use when this is lower.
Useful for youngtimers or cars with a different addition base.
Private ownership looks cheaper
Your estimated advantage is €1,128.92 per year.
€1,128.92
Net business cost
€10,632.86
Net private cost
€9,503.94
Annual addition
€9,900
Kilometres per year
30,000
Business share
60.0%
Addition rate
22.0%
Fuel cost
€3,254.13
BusinessPrivate
Depreciation€2,975.21€3,600
Interest or missed return€892.56€1,080
Running costs€6,376.44€6,376.44
VAT correction for private use€1,107€675
Total car costs€11,351.21€11,731.44
Tax benefit− €718.35− €2,227.5
Net annual costs€10,632.86€9,503.94
Indicative comparison
This tool uses a practical annual estimate. Actual outcomes can differ because of VAT deduction, depreciation, financing, MIA/KIA, and personal tax details.
Ready for the full version?
Let NettoWise handle the numbers
This demo gives you an estimate, but the full version of NettoWise goes much further. Connect your bookkeeping, see what you keep in real-time and automatically build a tax buffer.
- More scenariosInclude pension, WBSO, owner-occupied home and other box 1 income in the same calculation.
- Smart importsPull in revenue and costs from your bookkeeping instead of copying everything manually.
- Live net insightSee what you keep each month and how much tax buffer you should set aside.
