Is a business or private car better for you?
Your car choice, calculated
Buying a car? Calculate whether to purchase it through your business or privately. NettoWise compares both options using your car costs, mileage and tax implications.
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Look beyond the purchase price.
Purchase price
€45,000
Example car
Start with the car you want to buy
Include purchase price, catalogue value, expected residual value and planned ownership period.
Annual costs
Road tax and insurance€1,800
Maintenance€1,600
See all running costs
Road tax, insurance, maintenance and fuel are included in the annual costs.
Kilometres per year
Business18,000 km
Private12,000 km
Your mileage changes the outcome
Enter business and private kilometres. The tool accounts for business use and the mileage allowance for private ownership.
Annual taxable benefit
€9,900
estimated cost per year
See the impact of taxable car benefit
The calculation includes car type, catalogue value and taxable benefit when you drive a business car.
Tax items
Business tax benefit€1,315
Mileage allowance€4,500
Compare the tax implications
Business car costs, the mileage allowance and the VAT adjustment for private use affect your net cost.
Annual net costs
Net business cost€11,780
Net private cost€10,673
Two net amounts, one clear picture
Compare estimated annual net costs for buying through your business or privately, with a breakdown of the difference.
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Watch how it works in a demo video.
We show you step by step how to compare business and private car ownership. Using an example, we calculate the net cost of each option.
Watch the video
Business or private car calculator
A calculator that thinks along with you and gives you reliable figures.
€ 9,95
One-time paymentexcl. VAT
- Compare business and private
- Calculate annual net costs
- Purchase and running costs
- Mileage and allowance
- Taxable benefit and VAT adjustment
- Save and compare scenarios
Calculator bundle
Good deal!Get access to all available calculators.
€ 19,95
One-time paymentexcl. VAT
- Hourly rate
- Net annual income
- Business vs private car
Buy now
You may be able to deduct this as a business expense 😉
Also included with Income Plus and Pro
The car calculator and our other tools are included with NettoWise Income Plus and Pro. Want to use more than one tool? See which subscription suits you.