Net annual income calculator
Calculate freelancer net income
Enter revenue, business costs, and deductible premiums. NettoWise calculates what you keep net per year and per month as a freelancer.
€EUR
Expected business revenue excluding VAT.
€EUR
Annual business costs excluding VAT.
€EUR
Annual deductible premiums in box 1.
€EUR
Amount you want to set aside and not treat as spendable income.
This can make the self-employed deduction available.
Only relevant when you also meet the hours criterion.
Net annual income
Your estimated spendable annual income after income tax, health contribution, premiums, and reserve.
€54,337.57
Net per month
€4,528.13
Business profit
€77,500
Tax burden
27.3%
TaxGross-net
Annual revenue€85,000€85,000
Business costs− €7,500
Business profit€77,500€77,500
Self-employed deduction− €1,200
SME profit exemption− €9,690.1
Taxable income box 1€66,609.9
Income tax and national insurance€24,295.45
General tax credit− €755.81
Labour tax credit− €3,607.79
Income tax due€19,931.85− €19,931.85
Income-related health insurance contribution− €3,230.58
Spendable annual income€54,337.57
Ready for the full version?
Let NettoWise handle the numbers
This demo gives you an estimate, but the full version of NettoWise goes much further. Connect your bookkeeping, see what you keep in real-time and automatically build a tax buffer.
- More scenariosInclude pension, WBSO, owner-occupied home and other box 1 income in the same calculation.
- Smart importsPull in revenue and costs from your bookkeeping instead of copying everything manually.
- Live net insightSee what you keep each month and how much tax buffer you should set aside.
